Travel Insurance In Peru: Is It Worth It?

May 23, 2019

When it comes to traveling, it is important to be courageous in the pursuit of what sets your spirit on fire. It is equally as important to make sure you’ve got travel insurance in Peru, as this ensures that your adventurous trip is a memory to be cherished, and not ruined by any of the inevitable mishaps that can come hand in hand with traveling.

hiker in the mountains of  peru

Everyone packs and repacks their bag many times before setting off on a trip such as this, as every item must be carefully considered so as to not give weight that you don’t need, or not pack something that you need later. Whether it will be your first time traveling to Peru or you’re a seasoned traveler of the land, insurance is top of the list of must-haves.

In a bid to make sure that nothing is forgotten many travelers overpack in their backpacks but are underprepared when it comes to the ‘administrative’ side. Ensure that you have all of the visas that you will need, as well as the necessary insurance. You may find yourself asking if you really do need travel insurance in Peru. The answer is yes, Peru has many different altitudes and brilliant experiences for you to take on once you’re here, don’t lose out on the fun stuff because you don’t want to spend a little money on the cover for it!

Believe it or not! Travel insurance is the number ONE thing to get before traveling, it is as important as vaccines and visas.

So, What is Travel Insurance?

Travel Insurance in Peru is a type of financial security against possible accidents that may happen when you’re roaming around looking out for the magnificent sights. The insurance covers all the necessary expenses and damages that you may come across while traveling, such as lost or broken phones, missed flights, emergency services and even returns to your home country in the event of a death.

Do You Really Need Insurance for Traveling in Peru?

This is one of the most critical questions. You occasionally meet people who travel without travel insurance, but you meet even more who had insurance and needed to use it. Don’t be that person who decided to try and save a few dollars but found themselves having to use their whole budget (and more!) on medical expenses!

After years of experience, learning about tragic stories of lost and stolen phones and cameras, even whole bags, missed flights, and all the hundreds of things that can potentially go wrong while you travel, the risk of not having insurance for backpacking in Peru is simply not worth it.

backpacker waits at the side of the road

Travel Agencies and Insurance Policies

Many travel agencies give customers a choice to buy travel insurance. These insurance policies cover damage to personal property, rented equipment, and also include access to emergency services including coverage for altitude sickness, which has the potential to be a huge problem for many travelers. The main categories of travel insurance include trip cancellation or delay coverage, medical expense coverage, equipment, and personal effects coverage, and unexpected death or flight accident coverage. Through extensive research, we have found that the best value and most comprehensive insurance is World Nomads Travel Insurance.

World Nomads as the Best Travel Insurance Choice

When it comes to choosing the best travel insurance, the obvious choice is World Nomads. It is the best travel insurance, specifically designed by travelers, for travelers, providing you with the best experience possible while on your journey.

One of the best things about World Nomads is that this travel insurance covers 130 different countries. This is especially useful for people planning long term trips and adventures. The price of World Nomads are competitive online, and always covers what’s important for travelers.

World Nomads also covers around the clock emergency assistance, the highest levels of support and claims management, all of which are included within their policies.

What’s more, World Nomads covers a wide range of adventure activities, allowing you to make the most out of your trip.

Why is World Nomads is the preferred travel insurance for many? To cut a long story short, here are four reasons that make World Nomads great travel insurance:

  1. Supported by specialists and has global assistance with years of experience
  2. The insurance is available to buy online, which means you can purchase even after leaving for your trip
  3. There are no restrictions on increasing your cover and making claims online while traveling
  4. Covers a huge range of adventure sports and activities, allowing you to travel with confidence

Travel insurance is one important thing that should be carried by one and all. And, if you are wondering why? The reason is simple- your life is full of uncertainties. Bad things can happen to anyone, anywhere, without giving any warning.

What if you lose your passport? Or your bus breaks down? Or you catch a life-threatening disease while on the go? Or need aerial evacuation after breaking a bone on a trek?

These types of accidents can happen to any tourist, no matter how careful you plan on being, and could cost a considerable amount of money. Without insurance, the chances of getting into troubles remain the same, but the consequences are far greater than those who opt for coverage.

a man hikinh in peru

Travel Insurance for Peru

In Peru, most people like to hike the Inca Trail to Machu Picchu. Trekking the Inca Trail is adventurous and requires travel insurance allowing you to hike more than 4000m. This is because high altitude can affect anyone, and often. More than just the practicality, having insurance gives you more confidence while traveling.

Peru is, of course, more than just the classic Inca Trail. The whole country is crammed with adventurous activities. The area owns a number of treks with higher altitudes, making it quite challenging for most people. Constant ascending and descending on steps will take it out of your legs and knees.

Buying travel insurance before any trip is more than important, so if you are planning to go to Peru and want to take an adventure tour or the Inca Trail, make sure you buy a policy, ideally before, but with World Nomads you can do it on the go!

As valuable protection, Peruvian travel insurance covers those traveling around who may get sick or injured on their journey. The insurance ensures that you are reimbursed if your new smartphone gets stolen or your flight gets canceled, or if a family member dies and you need to go home. It’s protection against those emergencies that can come out of nowhere and cost you dearly if you are not prepared.


Did you know - The Lima Walking Tour leaves from the Tourist Information Center at 799 Avenida Jose Larco in Miraflores every day at 10:15 am. Visit our Blog for more information!

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